The Law Offices of Bradford Hodach is a debt relief law firm dedicated to helping economically distressed people regain control of their lives. Just about everyone wants to live within their means and pay their bills on time. Unfortunately, life events such as illness, job loss, divorce, or the loss of a loved one radically change one's ability to meet obligations. Recently, rapid evaporation of house equity through the housing market crash has reduced options for dealing with these sudden changes in income. A fresh start through bankruptcy can provide real relief to those who feel that they are no longer in control of their financial situation. Many homeowners who have purchased or refinanced in the last ten years are now unable to afford their mortgage payment. Often, attempts to modify these mortgages fail, and the homeowner will be unable to stop a foreclosure of their home because they cannot make up payments they have missed. Filing bankruptcy can stop-at least temporarily-the foreclosure of the home and may give the homeowner up to five years to make up the missed payments. A homeowner may also continue efforts to modify their mortgage while in bankruptcy. Our staff is dedicated to client satisfaction, and is committed to handling each client with understanding courtesy, and respect.